In these difficult and uncertain times, we would like to express our deepest gratitude and appreciation for those on the front lines of this pandemic and want to let you know that We Have You Covered!
VIP and its partner carriers have been closely monitoring the current crisis to insure our products go the extra step to protect you and your families.
As a result, MetLife has made some industry leading decisions that are outlined below. Our team has already assisted members and their families in submitting claims and expediting claim payments.
As we have for over 30 years, we are here to serve you in this time of need and sound guidance. The Voluntary Insurance Program (VIP) has covered members of DC37 since 1990 and pays more than $20 million in claims annually to VIP members. We represent you!
VIP Benefits Cover COVID-19 Related Events
Through our trusted partner, MetLife, our plans provide valuable benefits to you including:
MetLife – Short Term Disability
- Should you miss work for COVID19 or flu-like symptoms, once you satisfy your policy waiting period MetLife will automatically approve 14 days of benefits;
- Coverage is effective immediately when you complete your application. Following your elected waiting period, you are eligible for claim payments; and
- No Employer Statement is required and filing a claim is easy! Just call, go online or send in your paperwork.
This policy was designed specifically with Members like you in mind after discussion with your Leadership about challenges you have experienced with other companies. It is backed by MetLife, the largest short-term disability insurance carrier in the United States.
MetLife – Hospital Indemnity
A new offering which helps manage health care expenses. The plan pays a daily hospital benefit directly to the insured, with additional benefits paid if you are admitted to the ICU. Members can use the benefits to help pay for out of pocket expenses such as deductibles and co-pays that your City health plan requires. Members can cover their entire family under this plan.
This coverage is offered on a Guaranteed Issue basis and has no pre-existing condition limitations that would prevent you from receiving a benefit.
Secure the Right Coverage
Customer Service is a phone call away
Benefit Counselors of the Voluntary Insurance Program are available to speak with you today about your existing policies and any new coverage options you may be interested in.
All of our plans are available to you Guaranteed Issue, which means you do not have to answer any medical questions to get covered and coverage begins immediately.
To Confirm Your Existing Coverages
To Learn More About These Programs
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